Since September 2021, Global AI Innovations Laboratory Co., Ltd. (hereafter, “GAILABO”) has been providing AI credit scoring services for the credit decision making process of PT AEON Credit Service Indonesia (headquartered in Jakarta, Indonesia, hereafter, “ACSI”), who are providing consumer finance business in Indonesia. We announce that the total number of uses of our service in ACSI has reached one million.
ACSI has effectively utilized our service to expand their business while enhancing credit processes. We would like to show the greatest appreciation to ACSI and will continuously improve our services to support further developments of their business.

■Case study of GAILABO AI Credit scoring to ACSI

We posted a case study of GAILABO AI Credit Scoring to ACSI.
▶Case 03. Improving screening speed, approval ratio and collection ratio. Building a new screening model.

■Overview of GAILABO’s AI credit scoring service

It is a “Software as a service” in which AI learns customer information (not including personal information) held by financial institutions and predicts the credibility of the future applicants with score.
This service can be updated to improve accuracy while responding quickly to changes in the environment and utilizing a huge amount of data (application data, credit bureau data, eKYC, etc.). Taking advantage of these features, our AI scoring service can further improve the efficiency of the screening and collection operation process.

＜Global AI Innovations Laboratory Co., Ltd.＞
Established in October 2019 under the concept “unlocking the value of data and providing real solutions.” We provide AI credit scoring services and AI collection scoring services that enhance credit and collection processes by mixing (1) global business know-how of Mitsui & Co., (2) Sony’s cutting-edge AI and cloud technologies, and (3) the knowledge and experience of financial business. Currently, we provide our services for clients in Southeast Asia, such as Indonesia and Malaysia, and South America, such as Chile and Peru.

Company Name: Global AI Innovations Laboratory Co., Ltd.
Establishment date: October 1, 2019
Location: 1-18-6, Nishishimbashi, Minato-ku, Tokyo
President & CEO: Makoto Ichikawa
URL：https://gailabo.com/